FAQ's

• Succession planning 
• Farm budgeting 
• Forecasting and cash flow analysis 
• Farm debt mediation 
• Bank reviews and relationships 
• Help refinancing debt 
• Access government assistance and rural loans 
• Understand farm loan interest rates  
• Understand your financials \Build a business plan 
• Identify areas of risk 
• Benchmarking 
• Referrals 
• Debt relief and negotiation

We can help you with immediate needs, such as accessing the right rural finance support for your situation – whether it’s an agriculture loan, small business grant or disaster recovery grant – as well as discuss longer-term financial strategies and provide ongoing assistance with a complete review of your rural business.

Our service is free and independent and is provided within a safe and confidential environment.

We respect your privacy. We do not sell, rent or trade any personal information to or with any third parties. We may disclose your personal information (not financial) to external service providers in the circumstances discussed in our privacy policy.

Farmers, fishers, foresters or owners of small, related enterprises experiencing or at risk of experiencing financial hardship and located in the RFCS NSW Central or Southern regions.

Rural financial counsellors do not give family, emotional or social counselling or financial advice. If you require these, our rural financial counsellors can refer you to other professional service providers, including accountants, agricultural advisors, education services, and mental health professionals.